“For the love of money is the root of all kinds of evil.” I Tim 6:10
We love our families. We love our pets. Some of us even love our jobs. But you’d be hard-pressed to find anyone willing to admit that they love money.
But then you’d also be hard-pressed to find someone who says they hate money.
So what exactly is our relationship with money supposed to look like?
Money is an inanimate object, so no matter how we feel about it, it cannot reciprocate our feelings. This is important because you need to know that your money isn’t leaving you because it is repulsed by you. If your money isn’t sticking around, it’s not because money has a problem with you. It’s because you have a problem with money.
Here are a couple of common money problems. See if any of these are familiar to you.
1) I don’t have enough of it. – This seems to be the most common complaint. Let’s be honest. Most of us have made this complaint…and most of us were WRONG!! There are some of us who actually do not have enough money. Not having enough means that the amount of your income is less than your expenses for necessities for yourself and/or your family (Food, clothing, shelter, and transportation). Some people actually have this problem. There are people receiving unemployment after a job loss. There are grandmothers trying to raise babies on their Social Security income. Those people have a valid problem. Most of us don’t fit into this category. God bless you if this is truly your problem. I will add you to my prayer list.
The rest of us have enough money to cover our basic life expenses, but we spend on unnecessary items. Getting your hair and nails done is not a necessity. Name brand clothing and shoes are luxury items and going to the buffet every Sunday after church is unhealthy for you physically and financially. These things are symptoms of problem #2.
2) I don’t know what to do with it – This is actually the most common problem, when we complain that we don’t have enough. Some of us mismanage money. Some of us let our money manage us. We carry balances on credit cards unnecessarily. We mistake our wants for needs, and justify our own poor spending habits. We think of Budgeting and Saving as other words that start with those letters (BS). There are tools to help those of us with this problem. There are financial gurus galore on TV/Radio. Pick one and see if it works for you. If it doesn’t try another. There are also tons of financial software that will automatically create a budget for you once you put in your income. There is help for those of us who have this problem. Take advantage of it.
Money is not evil and in current society, it is a necessity. We could all do a better job of learning how it works, and how to make it work for us.